How to Get A Great Mortgage Rate

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The Best Place to Start How to get a great mortgage rate involves several different aspects of your life.  While all of them are important some are more so than others.  The best place to start is to find a great banker.  I’ve said it before and I’ll say it again – I love the internet but nothing replaces a great mortgage professional. A great banker will do more than…

Help Your Mortgage with a Credit Score Tip

Posted by & filed under Buying.

Buying a home for most of us means getting a mortgage.  Mortgage rates become a prime issue for home buyers as does their credit report.  The interest rate on that mortgage is determined in large part by your credit score. Whether or not you qualify for a mortgage is often determined by your credit score alone.  It is true that income, debt and assets are important but your credit score is the first determining factor. …

My Take on the Sub Prime Mortgage Mess

Posted by & filed under Buying, Selling.

I’m not an economist – I’m just a real estate agent.  But, as opposed to what some of my friends will tell you, I am not crazy and I have a lot of common sense.  This is why what has happened makes no sense at all to me.  If only people had behaved responsibly there would be no sub prime mortgage mess. It all starts with the mortgage.  If you…