Introduction First time home buyer mistakes can be deadly. While home buyers today do a lot of research on the web, they are still vulnerable. Because of this, I’ve written a series of 10 articles. One for each issue. Today we begin with the #1 – Getting pre qualified. A List of First Time Home… Read more »
The Best Place to Start How to get a great mortgage rate involves several different aspects of your life. While all of them are important some are more so than others. The best place to start is to find a great banker. I’ve said it before and I’ll say it again – I love the… Read more »
The bottom line is that while the internet has information, when buying a home the right mortgage banker is essential.
The best place to start is with a banker who insists on a full pre-approval.
I’m quite serious – mortgage rates don’t count at all when you’re shopping for a house. In fact, when you are buying a home and you go to those wonderful websites that promise you everything in 30 seconds or less, you can easily damage your credit. Let me explain why mortgage rates don’t count… Read more »
The most important first step in buying a home is financing which involves getting prequalified for a home mortgage. It doesn’t matter if you’re buying Bergen County real estate or a home somewhere else – because your mortgage loan is so critical to your home buying process, you are naturally interested in any news about these loans. Here… Read more »
Buying a home for most of us means getting a mortgage. Mortgage rates become a prime issue for home buyers as does their credit report. The interest rate on that mortgage is determined in large part by your credit score. Whether or not you qualify for a mortgage is often determined by your credit score alone. It is true… Read more »
I’m not an economist – I’m just a real estate agent. But, as opposed to what some of my friends will tell you, I am not crazy and I have a lot of common sense. This is why what has happened makes no sense at all to me. If only people had behaved responsibly there… Read more »